In many ways, our health care system is broken. Even people satisfied with their own care are nervous about losing it, concerned about rising costs, and frustrated by the failure of government to bring about genuine reform. But the reason Congress has so far been unable to fix our health care problems is that Congress is too busy creating the problems in the first place. That’s why the current proposals emanating from the White House and congressional Democrats won’t work either. Those proposals would hand over the most personal, private undertaking of our lives — health care — to the most impersonal, inefficient, and broken system in our society — the federal bureaucracy.
These programs will only grow government, limit options, encourage waste and abuse, and ultimately lead to rationing of health care by bureaucrats and politicians in Washington. If you’ve ever wondered if there might be a better way, then my new Health Care Freedom Plan might be for you.
The plan, which I introduced last month in the Senate, is the opposite of a government takeover like HillaryCare in 1994 or ObamaCare this year. It does not force any American off of their current plan, but provides them with the ability to access and own a health plan that best meets his or her needs. Compared to the Democrats’ plan, my bill will cover more uninsured Americans, in half the time, at no cost because it will be paid for entirely by terminating the Troubled Asset Relief Program (TARP) and reclaiming the Wall Street bailout funds over the next five years.
Here’s how it works:
My plan puts individuals back in control of their health care decisions by offering every American a health care voucher — worth $2,000 for individuals and $5,000 for families — to purchase a plan that best works for them. It doesn’t force anyone who likes their employer-sponsored health care to leave it. If you like your current plan, you can keep it. If you don’t have insurance, or if you do have insurance but might want to shop around, you can claim the voucher. My plan finally allows comparable tax benefits for those without employer-sponsored care, like small business workers and the self-employed.
The plan also breaks down barriers and creates a nationwide insurance market that doesn’t restrict individuals from purchasing insurance plans in other states. It also allows greater flexibility to use Health Savings Accounts (HSAs) to pay for insurance premiums.
To bring down overall health care costs, my bill reduces predatory malpractice lawsuits against physicians and hospitals and brings more transparency to the industry by requiring that true costs of health care are disclosed before patients receive treatment. My plan also ensures that Americans with pre-existing health conditions would be provided access to affordable coverage through federal block grant funding of state high-risk projects.
Americans should have access to health insurance that they can afford, own, and keep — and that the government can never take over or take away. The Health Care Freedom Plan guarantees every American’s freedom to choose and own a plan that is best for them. You can rest assured that I will continue to fight for real reforms that allow Americans to regain control of their health care choices.
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United States Senate
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