health insurance ala-carte?

Interesting read from Appeal-Democrat from Marysville, California

…Instead, Sacramento should look to Florida and even New Jersey, which point the way to substantially reducing health insurance costs with a more market-based approach.
The Florida Legislature unanimously approved allowing insurance companies to sell stripped-down, no-frills policies, exempted from more than 50 state-imposed mandates, including required coverage for acupuncture and chiropractics…

Lobbyists for every conceivable health care treatment have persuaded states to require insurers to sell the whole menu or nothing. It’s estimated that, nationwide, state mandates impose more than 1,900 individual obligations. But Floridians now can shop cafeteria-style, picking and paying for only the coverage they desire, trimming their costs dramatically and getting only what they deem necessary…